mortgage terms - ορισμός. Τι είναι το mortgage terms
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Τι (ποιος) είναι mortgage terms - ορισμός

MORTGAGE-BACKED SECURITY BACKED BY COMMERCIAL AND MULTIFAMILY MORTGAGES RATHER THAN RESIDENTIAL REAL ESTATE
CMBS; Commercial Mortgage Backed Security; Commercial mortgage-backed securities; Commercial mortgage backed securities; Commercial Mortgage Backed Securities; CMBS Prepayment Terms

mortgage         
  • Remaining Balance}}
  • Mortgage rates historical trends 1986 to 2010
  • '''Mortgage Loan. Total Payment''' = Loan Principal + Expenses (Taxes & fees) + Total interests. Fixed Interest Rates & Loan Term
  • Fixed Interest Rates]] & 2 Loan Term) = Loan Principal + [[Expenses]] ([[Taxes]] & [[fees]]) + Total interest to be paid.<br />
The final cost will be exactly the same:
* when the interest rate is 2.5% and the term is 30 years than when the interest rate is 5% and the term is 15 years
* when the interest rate is 5% and the term is 30 years than when the interest rate is 10% and the term is 15 years
LOAN SECURED USING REAL ESTATE
Mortgages; Islamic mortgage; Self-cert mortgage; 100% mortgage; Seasoned mortgage; Home Loan; Bad Credit Mortgage; Equity Mortgage; Mortgaging; Mortgage rates; 50 year mortgage; 40 year mortgage; Mortgage loans; Consumer mortgage; Mortage; Conventional mortgage loan; Home loan; Conventional mortgage; Mortgage Basics; Mortgage basics; Home mortgage; Residential mortgages; Home loans; Mortgage debt; Mortgage; Homeowner loan; Mortgage interest; Mortgage agreement; 100 per cent mortgage; Housing loan; Principal curtailment; Prime mortgage; Mortgage lending; Housing finance
n., v. a.
Pledge (for the payment of a debt).
mortgage         
  • Remaining Balance}}
  • Mortgage rates historical trends 1986 to 2010
  • '''Mortgage Loan. Total Payment''' = Loan Principal + Expenses (Taxes & fees) + Total interests. Fixed Interest Rates & Loan Term
  • Fixed Interest Rates]] & 2 Loan Term) = Loan Principal + [[Expenses]] ([[Taxes]] & [[fees]]) + Total interest to be paid.<br />
The final cost will be exactly the same:
* when the interest rate is 2.5% and the term is 30 years than when the interest rate is 5% and the term is 15 years
* when the interest rate is 5% and the term is 30 years than when the interest rate is 10% and the term is 15 years
LOAN SECURED USING REAL ESTATE
Mortgages; Islamic mortgage; Self-cert mortgage; 100% mortgage; Seasoned mortgage; Home Loan; Bad Credit Mortgage; Equity Mortgage; Mortgaging; Mortgage rates; 50 year mortgage; 40 year mortgage; Mortgage loans; Consumer mortgage; Mortage; Conventional mortgage loan; Home loan; Conventional mortgage; Mortgage Basics; Mortgage basics; Home mortgage; Residential mortgages; Home loans; Mortgage debt; Mortgage; Homeowner loan; Mortgage interest; Mortgage agreement; 100 per cent mortgage; Housing loan; Principal curtailment; Prime mortgage; Mortgage lending; Housing finance
['m?:g?d?]
¦ noun a legal agreement by which a bank, building society, etc. lends money at interest in exchange for taking title of the debtor's property, with the condition that the conveyance of title becomes void upon the payment of the debt.
?the amount of money borrowed in a mortgage.
¦ verb convey (a property) to a creditor as security on a loan.
Derivatives
mortgageable adjective
Origin
ME: from OFr., lit. 'dead pledge', from mort 'dead' + gage 'pledge'.
Mortgaging         
  • Remaining Balance}}
  • Mortgage rates historical trends 1986 to 2010
  • '''Mortgage Loan. Total Payment''' = Loan Principal + Expenses (Taxes & fees) + Total interests. Fixed Interest Rates & Loan Term
  • Fixed Interest Rates]] & 2 Loan Term) = Loan Principal + [[Expenses]] ([[Taxes]] & [[fees]]) + Total interest to be paid.<br />
The final cost will be exactly the same:
* when the interest rate is 2.5% and the term is 30 years than when the interest rate is 5% and the term is 15 years
* when the interest rate is 5% and the term is 30 years than when the interest rate is 10% and the term is 15 years
LOAN SECURED USING REAL ESTATE
Mortgages; Islamic mortgage; Self-cert mortgage; 100% mortgage; Seasoned mortgage; Home Loan; Bad Credit Mortgage; Equity Mortgage; Mortgaging; Mortgage rates; 50 year mortgage; 40 year mortgage; Mortgage loans; Consumer mortgage; Mortage; Conventional mortgage loan; Home loan; Conventional mortgage; Mortgage Basics; Mortgage basics; Home mortgage; Residential mortgages; Home loans; Mortgage debt; Mortgage; Homeowner loan; Mortgage interest; Mortgage agreement; 100 per cent mortgage; Housing loan; Principal curtailment; Prime mortgage; Mortgage lending; Housing finance
·p.pr. & ·vb.n. of Mortgage.

Βικιπαίδεια

Commercial mortgage-backed security

Commercial mortgage-backed securities (CMBS) are a type of mortgage-backed security backed by commercial and multifamily mortgages rather than residential real estate. CMBS tend to be more complex and volatile than residential mortgage-backed securities due to the unique nature of the underlying property assets.

CMBS issues are usually structured as multiple tranches, similar to collateralized mortgage obligations (CMO), rather than typical residential "passthroughs." The typical structure for the securitization of commercial real estate loans is a real estate mortgage investment conduit (REMIC), a creation of the tax law that allows the trust to be a pass-through entity which is not subject to tax at the trust level.

Many American CMBS transactions carry less prepayment risk than other MBS types, thanks to the structure of commercial mortgages. Commercial mortgages often contain lockout provisions (typically a period of 1-5 years where there can be no prepayment of the loan) which they can be subject to defeasance, yield maintenance and prepayment penalties to protect bondholders. European CMBS issues typically have less prepayment protection. Interest on the bonds may be a fixed rate or a floating rate, i.e. based on a benchmark (like LIBOR/EURIBOR) plus a spread.

Παραδείγματα από το σώμα κειμένου για mortgage terms
1. With most lenders, they will buy the property then rent it out to you at the agreed mortgage terms.
2. Democratic proponents say it would make it possible for many Americans to avoid foreclosure by having a judge redefine mortgage terms.
3. But the administration said that changing mortgage terms retroactively for a select group of troubled borrowers would only add to lenders‘ woes and lead to higher mortgage rates for everyone.
4. WASHINGTON –– Prospective home buyers would get easier–to–understand information on mortgage terms and save an average $700 in closing costs under a proposal to be unveiled Friday by President Bush.
5. Similarly, he said the attempt to give bankruptcy judges the power to rewrite mortgage terms, another Democratic priority, "is probably something that we shouldn‘t try to do in this piece of legislation." Then came the jab at his rival.